Links
We provide...
- Residential loans
- Commercial loans
- Construction loans
- Business loans
- Leasing and equipment loans
- Personal and Car loans
- Deposit bonds
- Short term finance
- Accounts / Bookkeeping
- Insurance
- Legal
- Financial Planning
Residential Loans
There are many different types of housing loans however they can be generalised in the following way. Lenders have their own variations and of course price their offerings accordingly.
Principal & Interest:
"Standard" Home Loans that offer features such as 100% Offset, Free Redraws, Introductory Fixed Rate, 1-10 Year Fixed Rate etc. Or "Basic" loans which are lower in interest rate but offer less flexibility.
Interest Only:
Designed to be tailored to match the cash flows for an investment property for 1-10 years. After which the loan can be converted to a Principal & Interest loan.
Line Of Credit:
Otherwise known as "Equity Loans", these facilities free up the equity in the underlying property and convert it into a Revolving Line Of Credit which can be used for personal or investment related purposes.
Construction/Bridging Loans:
These are very short term facilities for those who are in the process of building or perhaps need to purchase before they sell a property.
The type of loan to be recommended depends on the applicant's status i.e. First Home Buyer, Investor, Refinance, Self Employed, Professional or Corporate/Partnership.
Contact Us
Proud supporter of My Nature